They are talking about repealing the individual mandate. Of course it is unconstitutional to force someone to buy something. Funny thing about that. Many decades before Obamacare, people were forced to buy health insurance. Not only that, they weren’t able to use it until, as in my case, 45 years after they started buying it. It was called “Medicare” – and you know, the Medicare we paid for all these years was only a “catastrophic” plan. Part A.

You can’t even see a Primary Care doctor under the Medicare insurance you paid for all those years unless you start paying premiums for it after you retire. It’s called Part B. And even after paying for your Medicare insurance for 45 years and even after paying your monthly premiums for Part B, usually deducted from your Social Security benefits, (which you also paid taxes on all those years) so you can see a doctor, your Medicare insurance doesn’t pay for all the costs associated with doctor visits and routine diagnostics and procedures and tests, so you have to buy MORE insurance from a private insurer called a Medicare “supplement” plan.

Recently, they instituted something called Medicare Part C, or Medicare “Advantage”, which combines Parts A and B and it is administered by private insurers and sometimes you pay nothing or a small monthly premium to supplement Part B. But your part B premium is still deducted from your Social Security benefits.

So no, there is no free lunch for the senior set.  Yes, it helps, if you can find providers and line up the coverage you need, and we seniors usually need different types of care.  It’s not quite socialized medicine, because practitioners are still private practice.  And the insurers participating and offering supplements are still private. But all patients, and providers alike, have to fill out all the paperwork and heed the directives of the Centers for Medicare and Medicaid, HHS and the rest of the bureaucracy.

Not quite Britain, but we’re getting there.

 

bobmontgomery
Poor. No advanced degrees. Unorganized. Feeble. Disjointed. Random. Past it. .... Intrigued, Interested, Patriotic and Lucky.